Life Insurance Products



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Product Information
Health Plans MetLife Mera Heart and Cancer Care
Synopsis:
This is a tailor-made critical illness insurance plan that provides you with a comprehensive cover against all stages of cancer and heart diseases.

Features:

  • Inbuilt life cover
  • Zero survival period
  • Pay outs at different stages of illness
  • Return of Premium (net of claims paid)

Benefits:

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  • Decide to cover yourself against Cancer, Heart or both diseases, and get lump sum pay outs at Mild, Moderate and Severe stages of illness
  • Get waiver of future premiums for next 5 policy years on first diagnosis of Mild or Moderate conditions covered under the policy
  • Opt for additional monthly income in case of severe stage claim (Platinum Plan)
  • Choose to get the balance of your premiums back on maturity, less claims, with ‘Return of balance premium’ option
  • Get inbuilt Life Cover and Terminal Illness cover, from day 1.
  • Special benefits for Women – Female specific cancers covered, at special rates for women
  • After a severe stage claim, an additional monthly income benefit of 1.5% of sum insured is paid, for five years, from the date of claim
Eligibility:
Product specification Minimum Maximum
Sum Insured - Cancer Cover (Rs) 5,00,000 40,00,000
Sum Insured - Heart Cover (Rs) 5,00,000 40,00,000
Sum Insured - Heart and Cancer Cover (Rs) 10,00,000 80,00,000
Entry age (years)# 18 65
Maturity age (years)# 28 75
Policy term (years) 10/15/20 10/15/20
Premium Payment Term Equal to policy term Equal to policy term
Premium Payment Modes Yearly / Half Yearly / Monthly* Yearly / Half Yearly / Monthly*
# All references to age are as on age last birthday  *Monthly mode is available for SI/direct debit options (including ECS, ACH)  In case of Heart and Cancer cover being taken, the sum insured chosen is split equally between sum insured for Cancer cover and sum insured for Heart cover.